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What to Do in Case of a Car Accident

Road accidents are not uncommon, but no one expects to be involved in one. However, they do happen, whether it is your fault or another party. Regardless of the extent of the accident, crashes are adrenaline pumpers and can leave you in so much shock that you may not know what to do in that instant. 

That being said, The Stephens Law Firm Accident Lawyers have created a list of things you’ll want to do when involved in a car crash.

 

 Right After the Accident:

-Stop your vehicle as soon as possible. Keep in mind that failure to do so is an offense. 

-Turn on the hazard lights and switch off the engine. 

-Check if you and any passengers have sustained injury. 

-If the accident is minor and nobody has been injured, make a note of it, just in case the other party tries to make a claim for injuries. 

-Call the authorities and an ambulance immediately if the road is blocked or someone has been hurt. 

-Try to remain calm. Everyone gets shocked in the event of an accident, so take deep breaths and avoid losing your temper as it will only make things worse. 

-Do not apologize or say you’re responsible for the collision until you are certain of what really happened. This will keep you on the safe side in case the accident was not your fault. 

 

When Should You Call the Authorities?

-When the other party leaves the accident scene without giving details.

-When you suspect the other party was driving under the influence

-When the other party does not have the necessary coverage

-When you suspect the other party caused the accident deliberately

 

Ensure you tell the authorities about the accident within 24 hours. Failure to do so can result in a fine, disqualification from driving, or points on your license. 

 

Exchanging Motoring Details

It is important to note the name and addresses of everyone involved, especially if damage or injury was sustained. The law requires that you do this. Next, share insurance information with the other driver and also details of any other passengers and witnesses.

If a foreign lorry was involved in the collision, note down the numbers of the lorry as well as the trailer. You will also want to write down the name of the company if it’s painted on the lorry. 

Find out whether the other driver is the registered owner of the car. If not, find out who the owner is and get their information as well. An example would be if the vehicle is a company car. 

 

What to Record at the Scene of the Accident

Important details to record right after an accident is the make, model, number plate and color of the car involved, or even better, take a picture. Other details include:

-Time and date of the accident

-Kind of damage done to the cars and where

-Driving conditions, including the lighting, weather, as well as road quality (like if it is muddy or wet, road markings, etc.)

-Any injuries sustained by the parties involved in the collision, be it the driver, passengers or pedestrians. 

-Names and contact details of witnesses.

 

You should use your phone to take pictures and videos of the scene immediately after the accident. This will play a huge role when it comes to seeking compensation. 

 

If nobody else was involved, for instance, you crashed into a building or a parked car, you should leave your details. Keep in mind that if you drive off and a CCTV camera or witness saw and noted your number, you will be in deep trouble. 

 

Making a Claim to the Insurance Company

The next step involves getting in touch with your insurance provider, preferably at the time of the accident. They will ask for:

-Policy number or details that can be used to identify you

-Registration numbers of the vehicles involved

-The driver’s name, phone number, address, and insurance details if they provided them.

 

In some cases, you might not be in the best position to make a claim immediately and need medical attention as a result of the accident. In such situations, it is important to have a reputable personal injury lawyer to handle the case. They can even help get you a bigger settlement than you would otherwise get if you did the job on your own. 

 

What if You Do Not Claim?

Even so, it is still important to inform your insurer, as the other party may make a claim without your knowledge.

 

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